Description
All your money questions answered—with new budgeting and compounding secrets!
Managing Your Money All-in-One For Dummies is the ultimate resource for anyone looking to take control of their finances—at any age or stage of life. You’ll get practical advice on budgeting, saving, investing, managing debt, online banking, taxes, estate planning, and more. This updated edition covers everything you need to navigate an uncertain economy and still come out ahead. Whether you’re just starting out, recovering from financial setbacks, or planning for retirement, this Dummies guide offers easy-to-follow guidance to help you make the most of your money in today’s fast-changing world.
- Find all the information you need on budgeting, managing debt, and building (or rebuilding) your credit
- Uncover the secret of triple compounding and other concepts that will boost your finances
- Get started with investing, estate planning, and other financial musts
- Plan for the future with clear guidance on paying for college, preparing for retirement, and managing your estate
With this Dummies All-in-One guide, anyone can build a budget that works, manage money effectively, and build an independent, resilient financial life.
Table of Contents
Introduction 1
Book 1: Taking Charge of Your Finances 5
CHAPTER 1: Assessing Where You Are Financially 7
CHAPTER 2: Building and Sticking to a Budget 25
CHAPTER 3: Cleaning Up Your Credit Reports 45
CHAPTER 4: Becoming a Saver 65
Book 2: Managing Home and Personal Finances 83
CHAPTER 1: Selecting the Best Home Purchase Loan 85
CHAPTER 2: Handling Mortgage Meltdowns 101
CHAPTER 3: Insurance on You: Life, Disability, and Health 117
CHAPTER 4: Covering Your Assets: Home, Auto, and Umbrella Insurance 141
CHAPTER 5: Getting Quality Healthcare for Less 151
CHAPTER 6: Saving for Education Costs 163
CHAPTER 7: Handling Student Loans 181
Book 3: Dealing with Debt and Credit 191
CHAPTER 1: Tackling the Debt You Owe 193
CHAPTER 2: Starting or Restarting Your Credit in Real Life 213
CHAPTER 3: Getting Help with Your Credit 233
CHAPTER 4: Combating Identity Theft 247
CHAPTER 5: Considering Bankruptcy 275
Book 4: Boosting Your Income with Triple Compounding 295
CHAPTER 1: Understanding the Basics of Triple Compounding 297
CHAPTER 2: Investing in Yourself 317
CHAPTER 3: Investing in Your Income-Generating Extensions 327
CHAPTER 4: Investing in Online External Assets 345
CHAPTER 5: Investing in Offline External Assets 367
Book 5: Dealing with the Tax Man 381
CHAPTER 1: Tax Return Preparation Options and Tools 383
CHAPTER 2: Getting and Staying Organized 397
CHAPTER 3: What Kind of Taxpayer Are You? 411
Book 6: Retiring Comfortably 439
CHAPTER 1: Checking the Benefits of a 401(k) 441
CHAPTER 2: Retiring Your Way: IRAs 455
CHAPTER 3: Paychecks from Your House: Reverse Mortgages 463
CHAPTER 4: Determining How Much to Save 477
CHAPTER 5: Managing Money in Retirement 489
Book 7: Planning Your Estate and Will 511
CHAPTER 1: The Fundamentals of Estate Planning 513
CHAPTER 2: Where There's a Will 537
CHAPTER 3: What You Can and Can't Do with Your Will 557
Index 571
