貸付における真実：理論、歴史と展望 Truth in Lending : Theory, History, and a Way Forward (Financial Management Association Survey and Synthesis Series)

貸付における真実：理論、歴史と展望<br>Truth in Lending : Theory, History, and a Way Forward (Financial Management Association Survey and Synthesis Series)

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貸付における真実：理論、歴史と展望
Truth in Lending : Theory, History, and a Way Forward (Financial Management Association Survey and Synthesis Series)

Durkin, Thomas A./ Elliehausen, Gregory

ウェブストア価格 ¥35,185（本体¥31,987）
Oxford University Press Inc（2011/03発売）
外貨定価 US$ 170.00
ポイント 319pt

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製本 Hardcover:ハードカバー版／ページ数 384 p.
言語 ENG
商品コード 9780195172959
DDC分類 346.73073

基本説明

On the economic behavioral, and legal aspects of Truth in Lending or other federal financial consumer protection measures.

Full Description

This book is a guide to the purposes, strengths, and weaknesses of disclosures as consumer protections in financial transactions such as loans, deposits, and consumer leases. It focuses on the federal Truth in Lending Act but also covers a variety of other federal disclosure statutes designed to protect consumers in their financial relationships. It comes at a time when federal financial consumer protection policy in the financial area is again a matter of intense public scrutiny and debate.

Because of the importance of public policy issues surrounding use of disclosures as consumer protections, the intended audience includes anyone interested in these issues, not simply specialists who spend their time focused on them. For this reason, the work avoids academic jargon and the mathematics that is the modern language of economics. It also examines the psychological, sociological, historical, and especially legal traditions that go into fully understanding what has led to the demand for better disclosures for consumers and to what they have become today. Despite a need to outline and review prior difficulties with disclosure laws, the book remains optimistic that disclosures will continue to be an important means of consumer protection and that future reforms can improve their effectiveness and lower their regulatory costs and burden.

1. Preface