Full Description
Insurance coverage disputes raise issues in which laws and outcomes regularly vary from state to state. Whether a claim is covered can depend a great deal on whether the case arises on one side of the street or another. It is imperative that insurance claims professionals, lawyers, brokers, risk managers, risk consultants, regulators, and judges have adequate access to comparative state-law research. General Liability Insurance Coverage is designed to give the stakeholders in the claims process ready access to the law of all 50 states on the most important liability insurance issues to quickly learn and assess state law relevant to coverage disputes. The Second Edition addresses nearly 800 new cases covering all 50 states (most from 2010 and 2011) and adds the District of Columbia and a new chapter addressing Coverage for Pre-Tender Defense Costs.
Contents
1. COMMERCIAL GENERAL LIABILITY INSURANCE-AN OVERVIEW; 2. CHOICE OF LAW; 3. LATE NOTICE DEFENSE UNDER "OCCURRENCE" POLICIES-IS PREJUDICE TO THE INSURER REQUIRED?; 4. COVERAGE FOR PRE-TENDER DEFENSE COSTS; 5. DUTY TO DEFEND STANDARD: "FOUR CORNERS" OR EXTRINSIC EVIDENCE?; 6. INSURED'S RIGHT TO INDEPENDENT COUNSEL; 7. INSURER'S RIGHT TO REIMBURSEMENT OF DEFENSE COSTS; 8. INSURED'S RIGHT TO RECOVER ATTORNEY'S FEES IN COVERAGE LITIGATION; 9. NUMBER OF OCCURRENCES; 10. COVERAGE FOR INNOCENT CO-INSUREDS: "ANY" INSURED VS. "THE" INSURED AND THE SEVERABILITY OF INTERESTS CLAUSE; 11. IS EMOTIONAL INJURY "BODILY INJURY?"; 12. IS FAULTY WORKMANSHIP AN "OCCURRENCE?"; 13. PERMISSIBLE SCOPE OF INDEMNIFICATION IN CONSTRUCTION CONTRACTS; 14. QUALIFIED POLLUTION EXCLUSION; 15. ABSOLUTE POLLUTION EXCLUSION; 16. TRIGGER OF COVERAGE FOR LATENT INJURY AND DAMAGE CLAIMS; 17. TRIGGER OF COVERAGE FOR CONSTRUCTION DEFECTS AND NON-LATENT INJURY AND DAMAGE CLAIMS; 18. ALLOCATION OF LATENT INJURY AND DAMAGE CLAIMS; 19. INVASION OF PRIVACY: GUIDANCE FROM "JUNK FAX" CLAIMS; 20. INSURABILITY OF PUNITIVE DAMAGES; 21. FIRST- AND THIRD-PARTY BAD FAITH STANDARDS; 22. "REASONABLE EXPECTATIONS" APPROACH TO INSURANCE POLICY INTERPRETATION
