- ホーム
- > 洋書
- > 英文書
- > Personal Finance
Full Description
Struggling with debt?Frustrated about work?Just not satisfied with life?"Trent Hamm set out to boost his happiness by freeing himself from debt. This account of how he succeeded, and how he was able to construct the life he'd always wanted, will inspire readers to put his ideas to work in their own lives."-Gretchen Rubin, author of the #1 New York Times best seller, THE HAPPINESS PROJECT"The Simple Dollar paves the way to an uncluttered financial and richly rewarding life. Trent's experiential advice prepares readers for the expected-and most importantly the unexpected-complexities of the modern economic world. Live debt free, mind the gap, and find a framework to get the secure and happy life you desire."-Erin Rooney Doland, author of Unclutter Your Life in One Week and Editor-in-Chief, Unclutterer.com"If you feel like your finances are out of control, read The Simple Dollar. Trent Hamm burns with the unforgettable fire of someone who has gone from debt to wealth, and this book can inspire you to do the same."-J.D. Roth, author of Your Money: The Missing Manual and editor of GetRichSlowly.orgThe Simple Dollar can change your life. Trent Hamm found himself drowning in consumer debt, working in a job he couldn't stand... and figured out how to escape that debt and build the fulfilling career he'd always dreamt about, all at the same time. Hamm shared his experiences at TheSimpleDollar.com-and built it into one of America's top personal finance websites. Now, The Simple Dollar is a book: packed with practical tips, tools, and lessons you can use to transform your life, too. This isn't just "another" personal finance book: it's profoundly motivating, empowering, practical, and 100% grounded in today's American realities. Trent Hamm will show you how to rewrite the rules, creating healthier relationships with money... and with your loved ones, too. With his help, you can get out of debt, start moving forward, and build the strong personal community that offers true happiness-no matter what happens to the economy. * Escape the plastic prison, and stop running to stand still5 simple steps to eliminate credit card debt... and 5 more to start moving forward* Shift your life's balance towards more positive, stronger relationships Learn how to put the golden rule to work for you* Discover the power of goals in a random worldThen, learn how to overcome inertia, and transform goals into reality * Navigate the treacherous boundaries between love and moneyMove towards deeper communication, greater honesty, and more courage
Contents
Introduction xiiiChapter 1 Prison Made of Plastic 1Get Everyone on Board 3Reduce Your Interest Rates 5A Plan for Debt Repayment 7Get a Rope 8Snowflaking 10Five Steps for Today 12Chapter 2 What's Missing?What Do We Really Need? 17Five Steps Toward Happiness 19Chapter 3 A Visit from the Black Swan 23Our Lives Are More Random Than We Think 24Unprepared for the Good 26Unprepared for the Bad 27Sources of Personal Risk 29Maximizing Luck 32The Need for Reliability 33Preparing Yourself 34Chapter 4 The Power of Goals in a Random World 37The Changing Value of Long-Term Goals 39The Power of Self-Reliance 42The Key: Short-Term Goals 44Five Steps Toward Your Dreams 46Chapter 5 Running to Stand Still 49The Changing Nature of Income 50Your True Hourly Wage 52The Things We Sacrifice 53Your Future Self Isn't Reliable 54The Power of Today 55Five Steps for Breaking Out 56Chapter 6 With or Without You 59The Broadening of Community 61The "Tragedy of the Commons" 63The Value of a Relationship 65Social Intelligence 67Getting Started 70Chapter 7 Minding the Gap 73Spending Less Than You Earn 74Mind the Gap 75Wants and Needs 76The Frugalist and the Capitalist 78Budgeting 79Five Steps Toward Minding the Gap 80Chapter 8 Frugality as Framework 83The Difference Between Frugal and Cheap 84Frugality as a Framework for Freedom 85What's Essential? 87The Peak-End Rule and Life Experiences 90Overvaluing Routine Experiences 91Frugality and Food 94Trimming Your Utility Bills 101Housing and Transportation 102Get Clever with Your Entertainment 105The Five Fundamental Rules of Frugality 107Chapter 9 Cultivating People and Opportunities 111Negative Relationships 112Positive Relationships 115From a Negative to a Positive: Cultivating Opportunities 117Five Ways to Maximize Your PositiveRelationships 119Chapter 10 The New Career Rules 123Where Is Your Loyalty? 124A Community of Peers 125The Power Shift 127Learning, Growing, and Synthesizing 128Passion 129Deliberate Practice 130Transferable Skills 131Finding (and Being) a Mentor 134Five Steps on a Journey of a Thousand Miles 135Chapter 11 Life Design-Building Something New 139Building a Solid Foundation 141The Rules of Your Life 144Rules Are Made to Be Broken 146Shoot the Moon 147Five Steps to Designing a New Life 151Chapter 12 Managing the Gap 155Avoiding Lifestyle Inflation 156The Crossover Point 159Protecting What You Have 162Five Methods for Maintaining the Gap 164Chapter 13 The Personal-Financial Boundary 167Communication 169Honesty 172Time 174Friends, Family, and Lending Money 175Five Steps to Getting Your Relationships on Track 177Chapter 14 Recasting Retirement 179Retirement Rarely Equates to Idleness 180What's Your Next Act? 181Recasting Retirement Savings 182Retirement Savings Versus College Savings 184Revisiting the Crossover Point 186Five New Steps Toward "Retirement" 187Chapter 15 The New Path to Adulthood 189Setting Your Child Apart-Money Lessons 190Setting Your Child Apart-A Growth Mindset 192Setting Your Child Apart-Self-Reliance 195Setting Your Child Apart-Self-Learning 197Setting Your Child Apart-Unique Experiences 198Setting Your Child Apart-Educational Priorities 200Five Little Steps 201Chapter 16 The Power of Giving 203Giving Is Part of Participating in a Community 206Doing It Different 207Five Ways to Get Started 211Chapter 17 Holding You Back 213What We Say Versus What We Do 214Passive Barriers 215Clutter 218Focus 220Choosing to Be Happy 221Five Ways to Overcome Your Barriers 222Chapter 18 Original of the Species 225Experiences Trump Things 226Insanity: Doing the Same Thing and ExpectingDifferent Results 227Success Is About Differentiation 228Stop Caring What Other People Think 229"Live Like No One Else So You Can Live Like No One Else" 231Five Steps for Going Your Own Way 232Chapter 19 11 O'Clock Tick Tock 235The Single Most Important Part of Personal Finance Is Truly Knowing Yourself 236The Second Most Important Part of Personal Finance Is Setting Clear, Concrete Goals 236The World Is More Random Than You Think It Is 237The Most Valuable Resource in the World Isn't Money, It's Time 237The More Supportive People You Have in Your Life, the Better Off You Are 238The Fewer Unsupportive People You Have in Your Life, the Better Off You Are 239Blaming Others for Your Problems Is a Dead-End Road 239The More Time You Spend Improving and Educating Yourself, the Better Your Personal and Financial Life Will Be 240Karma Always Comes Around 241There Are Very Few Aspects of Your Life That Cannot Be Changed 241Index 243
