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Description
(Short description)
German literature on the history of insurance stresses the importance of professional guilds for the shaping of insurance and insurance law. Similarly, scholars researching the genesis of Germany's social security claim the importance of guilds as predecessor of social security. However, there is a problem with both narratives: the impact of guilds is commonly asserted but has never been analytically established. Against this background, the present contribution offers an analysis of the support offered by professional guilds from the Middle Ages to the nineteenth century.
(Text)
German literature on the history of insurance stresses the importance of professional guilds for the shaping of insurance and insurance law. Similarly, scholars researching the genesis of Germany's social security claim the importance of guilds as predecessor of social security. However, there is a problem with both narratives: the impact of guilds is commonly asserted but has never been analytically established. Against this background, the present contribution offers an analysis of the support offered by professional guilds from the Middle Ages to the nineteenth century. Its overall conclusion is that modern literature is correct in holding that Germany's social security is rooted in guild welfare. However, medieval guild support had to go through two phases of transformation in the early modern period and in the nineteenth century before it was apt as a model for Bismarck's social security legislation. By contrast, professional guilds had no direct impact on modern insurance and insurance law.
(Table of content)
A. IntroductionProfessional guilds and the origins of modern insurance and social security? - The state of research - Defining the research object - Overview - Eight final preliminary remarks B. Guild support from the Middle Ages to the 17th century: loans and capacity building Supporting master craftsmen and their families - Supporting journeymen and apprentices - Supporting miners and their families - Supporting seafarers and their families - Conclusion C. Guild support and insurance in the 17th and 18th centuries: a first phase of transformation Supporting craftsmen and their families - Supporting miners and their families - Supporting seafarers and their families - Contextualizing the process of transformation - Conclusion D. The evolution of Germany's modern social security schemes in the 19th century19th-century developments until Bismarck's legislation - Bismarck's social security legislation - Guild welfare and modern life insurance? E. Conclusion
(Review)
»Den Leserinnen und Lesern wird eine sehr gut lesbare Darstellung angeboten, die reich an historischen Details ist und überzeugend argumentiert,dass genossenschaftliche Zusammenschlüsse in Deutschland einen größeren Einfluss auf die Entwicklung von Versicherung (im Sinne der Sozialversicherung) und auf zumindest das Sozialversicherungsrecht hatten, als man dies für ganz Europa sagen kann.« Tobias A. Jopp, in: Vierteljahrschrift für Sozial- u. Wirtschaftsgeschichte, Heft 2/2023
