Financial Vulnerability in Canada : The Embedded Experience of Households （2022）

Buckland, Jerry/ Spotton Visano, Brenda

Springer Nature Switzerland AG（2022/03発売）

• 製本 Hardcover:ハードカバー版／ページ数 179 p.
• 言語 ENG
• 商品コード 9783030925802
• DDC分類 332.024

Full Description

This book examines financial vulnerability: a state in which a person or household cannot absorb any substantial spending or negative income shock without substantial financial and ultimately broader harm such as job loss, emotional harm, or mental illness. The focus of the book is on the experiences of low- income and modest income Canadian families - families which, by virtue of being in the lower income brackets, are particularly at risk of experiencing financial hardship. Looking at vulnerability from a conceptual and empirical lens, this book offers a framework to better understand the complex and interdependent ways in which financial vulnerability emerge and can be addressed. By locating its analysis of individual and household financial management in wider community, cultural, and economic contexts, this book seeks to offer holistic policy recommendations to reduce financial vulnerability, with implications that go beyond Canada and to other developed countries.

Contents

Chapter 1: Introduction.- Chapter 2: Theories and Evidence of Financial Vulnerability.- Chapter 3: Building a Financial Vulnerability Model.- Chapter 4: Socio-Cultural and Economic Institutions at the Local Level.- Chapter 5: The Household as Financial Manager.- Chapter 6: Markets and Financial Institutions.- Chapter 7: Principles and Policy Recommendations.