フィンテック：金融革命か、一過性の誇大宣伝か？ Fintech : A Revolution or a Transitory Hype?

Moosa, Imad A.

Edward Elgar Publishing Ltd（2022/08発売）

• 製本 Hardcover:ハードカバー版／ページ数 256 p.
• 言語 ENG
• 商品コード 9781802206333
• DDC分類 332.10285

Full Description

This incisive book presents a critical evaluation of fintech, the use of technology to provide financial services. While fintech has been hailed as a game changer and a disruptor, Imad Moosa illustrates critical similarities between the present popularity of fintech and the dot-com hype of the early 2000s.

Presenting a detailed account of the growth of the technology used in the provision of financial services, the book offers an expansive introduction to the fintech industry as it exists and functions in the 21st century. Moosa advances an in-depth assessment of the costs and benefits of financial technologies, debunking popular myths, highlighting the risks that necessitate regulation, and examining fintech-related fraud. In investigating the propaganda used to justify the 'war on cash' and glorify cryptocurrencies, the book considers whether fintech is an evolution or a revolution, ultimately characterising fintech as a transitory hype.


Utilising empirical data and topical case studies to underpin its analysis of fintech, this timely book will be an invaluable resource for academics interested in financial technology. Its investigation into proliferating regulatory problems brought about by the emergence of small firms will also prove beneficial to politicians and policymakers.

Contents

Contents: Preface 1. Fintech: what is in a definition? 2. The evolution and revolution of fintech 3. Functions and market structure 4. The technology 5. The benefits and costs of fintech 6. The war on cash 7. Cryptocurrencies: a revolutionary innovation or a scam? 8. The implications of fintech for financial stability and inclusion 9. The regulation of fintech 10. The fintech hype References Index