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Full Description
What has America done to protect its citizens and workers should any of these threats materialize? What more might it do? What might it learn from the experience of other nations? How do the answers the nation has given affect contemporary taxation, spending and the economy, as well as the prospects for individual lives?Social Insurance: America's Neglected Past and Contested Future answers these questions by describing and analyzing the history, economics, politics and philosophy of America's most important social insurance programs. It provides a unifying vision of these programs' purposes, notwithstanding their distinctive institutional structures. It reminds us, amidst the confusing and often apocalyptic rhetoric of conventional political debates why we have the programs and policies we do, and argues for reforms that preserves and enhances the protections in place. Rich in stories, data and analysis, this book will provide students-and citizens-with a strong intellectual foundation for understanding the realities behind the rhetoric-and, perhaps, for thinking more cogently about the risks they will encounter in their own lives.
Contents
Part 11. Economic Risks and Social Insurance Realities2. Assessment of the Six Threats to Family Income3. Philosophies, Policies and Public Budgets4. The Historical Development of American Social Insurance and its Associated ProgramsPart II: The State of American Protections Against the Threats5. The Threat of Birth into a Poor Family6. The Threat of Early Death of a Family Breadwinner7. The Threat of Ill-Health8. The Threat of Involuntary Employment9. The Threat of Disability10. The Threat of Outliving One's SavingsPart III: Thinking About the Design of Income Security Programs and Their Reform11. Accomplishments and Limitations12. Social Insurance, Markets and "Modernization"
