Financial Crisis in American Households : The Basic Expenses That Bankrupt the Middle Class

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Financial Crisis in American Households : The Basic Expenses That Bankrupt the Middle Class

Cohen, Joseph Nathan

ウェブストア価格 ¥17,683（本体¥16,076）
Praeger Publishers Inc（2017/04発売）
外貨定価 US$ 80.00
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製本 Hardcover:ハードカバー版／ページ数 224 p.
言語 ENG
商品コード 9781440832215
DDC分類 330.973

Full Description

More than one-third of Americans could not sustain a basic livelihood without government assistance. Almost 60 percent of seniors are dependent on the government. Why is this? This book examines how the U.S. economy's failure to deliver high-quality, universally accessible basic necessities is creating acute financial insecurity among the American middle class.

Over the past 30 years, America's middle class has grown more financially insecure. How much of this pressing problem is due to Americans' failure to restrain their spending versus their upwards spiraling—and increasingly necessary—expenditures on health care, education, and housing? And how can Americans choose between financial security and paying for essentials on a day-to-day basis? This book answers these tough questions and many more in its evaluation of a complex and contentious issue: how basic expenses of life in the 21st century are bankrupting American families.

The book begins with a snapshot of U.S. household finances, an assessment of financial insecurity's prevalence across the nation, and a description of how American households have declined into their present precarious economic situation over the last three decades. The author's analysis then looks at how European countries pursue policies that make these essentials highly accessible and postulates that the socialization of these essentials in other countries has helped to solidify household finances and maintain living standards. The work uniquely focuses on the plight of the middle class in America to provide relevant, useful information to help as many readers as possible to better understand and improve their own financial situations.

Acknowledgments
Chapter 1Household Financial Crisis in the United States
Chapter 2A Snapshot of U.S. Household Finances
Chapter 3Financial Insecurity
Chapter 4 The Big Picture
Chapter 5 Runaway Spending
Chapter 6 Necessary "Necessities"?
Chapter 7 A Look Abroad
Chapter 8 The Choice
Notes
Index
About the Author