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Full Description
PERSONAL FINANCIAL LITERACY, Third Edition, covers the most current and relevant financial topics that impact today's students, including budgeting, identity theft, saving, investing, risk management, and careful use of credit. This text teaches students how to plan and manage their personal finances; how to live a financially successful life; and what their financial responsibilities are as citizens. It is aligned with the Jump$tart Coalition's National Standards for Personal Financial Literacy. The personal focus of this course makes it relevant and meaningful to those just starting down the path to personal financial independence.
Contents
UNIT I1. How Your Choices Affect Income.2. Income, Benefits, and Taxes.3. Your Purchasing Power.UNIT II: DECISION MAKING AND PLANNING.4. Financial Decisions and Planning.5. The Banking System.6. Personal Risk Management.UNIT III: USING CREDIT WISELY.7. Buying Decisions.8. Preserving Your Credit.9. Credit Problems and Laws.UNIT IV: SAVING AND INVESTING.10. Basics of Saving and Investing.11. Saving and Investing Options.12. Buying and Selling Investments.



