Full Description
Affordable Housing in the United States addresses the issue of affordability of housing, or the lack thereof, going beyond conventional policy discussions to consider fundamental questions such as: What makes housing affordable and for whom is it affordable? What are the consequences of a lack of affordable housing? How is affordable housing created? And what steps can be taken to ensure all people have access to affordable housing?
With the understanding that different households face different challenges, the book begins by breaking down the variables relevant to the study of affordable housing, including housing costs, household income, geographic location, and market forces, to help readers understand and quantify affordability at the individual and societal level. Part II examines the consequences of unaffordable housing, highlighting racial inequities in housing access and affordability, and multiple forms of housing precarity including eviction and homelessness. Part III explores the entities involved in providing affordable housing such as local and federal governments, regulatory agencies, non-profit organizations, and for-profit developers. In Part IV, case studies from US cities demonstrate the complex web of organizations, policies, and market conditions that influence housing affordability, revealing substantial regional variations in access and policy response. Part V proposes a future roadmap and outlines four potential states with radically different outcomes for the affordable housing system in the United States.
An ideal book for graduate and undergraduate courses in economics, public policy, real estate finance and development, sociology, and urban planning, this title will also be of value to professionals and policymakers seeking to understand and improve housing affordability and access.
Contents
Contents
Book Summary
Acknowledgments
PART I: Introduction
Chapter 1 What is Affordable Housing?
PART II: Understanding Affordable Housing
Chapter 2 The Housing Stock in the U.S.
Chapter 3 Deconstructing Affordability
Chapter 4 Historical Perspectives on Affordable Housing
Chapter 5 Race and Affordable Housing
Chapter 6 Housing Instability
PART III: Providing Access to Affordable Housing
Chapter 7 Sectors and Actors Involved in the Provision of Affordable Housing
Chapter 8 Supply Side Housing Assistance
Chapter 9 Demand Side Housing Assistance
Chapter 10 Affordable Homeownership
Chapter 11 Regulatory Strategies to Provide Access to Affordable Housing
PART IV: Case Studies
Chapter 12 Chicago, IL
Chapter 13 San Antonio, TX
Chapter 14 Seattle, WA
PART V: The Path Forward
Chapter 15 An Affordable Housing Roadmap
Index
