- ホーム
- > 洋書
- > 英文書
- > Business / Economics
Full Description
Open banking ends the proprietary control of customer information by banks and allows customers to share their banking financial data with third parties as a matter of right. It can also permit customers to allow others to remove funds directly from their bank accounts in return for goods and services. All of this is done securely with standardised 'application programming interfaces' (APIs). Open banking has developed in different ways and with different objectives across the globe. Open Banking: Global Development and Regulation examines the empowering and enabling regulations that facilitate all of this.
This book compares a number of different open banking national strategies. These range from the focus of the UK and EU on enhanced competition to the more collaborative approaches in many East Asian jurisdictions. It also looks at the use of open banking for socio-economic purpose in Brazil and India. Here open banking forms part of a wider government programme to increase financial inclusion coupled with encouraging economic growth.
This text will be valuable for fintech companies, policymakers and financial services regulators Its overarching aim is to demonstrate the possibilities and challenges of open banking and how it is changing lives across the world.
Contents
Part I - Open Banking Ecosystem and Policy 1. Introduction 2. The Open Banking World 3. Open Banking Policy in the UK and EU Part II - Open Banking Regulation 4. Nordic and EFTA countries 5. Americas (Canada, USA, Mexico, Chile) 6. East Asia (Australia, New Zealand, Japan, Singapore, South Korea, Taiwan, China, Hong Kong, Indonesia) 7. Middle-East and North Africa Region Part III - Business Models, Emerging Economies and the Way Forward 8. Open banking and FinTech business models in the UK 9. Open banking, financial inclusion and economic growth in emerging economies 10. The road ahead 11. Conclusions
