- ホーム
- > 洋書
- > 英文書
- > Personal Finance
Full Description
Use your home to finance your retirement. Forgot to save for retirement, but bought a house. Saved a lot and also bought a house. Whatever your situation, "Retire on the House" can show you how to best use your home equity for a long and prosperous retirement.Focusing on both retirement and real estate, "Retire on the House" is designed for retiree homeowners who want to use their home equity to finance their retirement. Filled with valuable insights and practical advice, this unique guide illustrates a number of ways this can be done, including: selling your current home at the top of the market, moving to a less expensive residence, and retiring on your profits; obtaining rental income from your current home by renting to boarders; remodeling your home into units for much higher rental income; three options for obtaining cash from your home without selling, remodeling, or renting it; reducing or eliminating retirement expenses such as taxes; and balancing your real estate portfolio by diversifying with other asset classes.Many of today's homes have tremendous value, and with "Retire on the House" as your guide, you'll discover how to use this value to achieve the retirement you deserve.
Contents
Acknowledgments. Chapter 1MANY HOMES DURING A30-YEAR RETIREMENT. STUDY THE ENTIRE BOOK. NEVER RUN 2: Sell High, Buy Low. 16 FACTORS THAT WILL DETERMINE THE FUTURE PRICE OF SUMMARY. Chapter 3: What Is Your House Worth? INDIVIDUAL PROPERTY VALUATION. CALCULATE YOUR EQUITY. CALCULATE YOUR AVERAGE ANNUAL PRICE VALUE. LEVERAGE: UNDERSTANDING THE TRUE RETURN. Chapter 4: Keep the RENT THE WHOLE HOUSE? Chapter 5: Keep the House, Convert into Units. UNITS FOR INCOME, NOT CAPITAL GAINS. THE MONEY YOU CAN MAKE FROM ALANDLORD. EXIT STRATEGIES. RESOURCES. Chapter 6: Keep the House, Reduce Expenses. SQUEEZING EXPENSES. TRACK YOUR EXPENSES. CONVERT YOUR SPENDING TRACK INTO ASPENDING PLAN. Chapter 7: Keep the House, Refinance. REVERSE MORTGAGES. CASE STUDY 1: INCOME SUPPLEMENTATION IN INTERFAMILY LOANS. SUMMARY. Chapter 8: Sell and Move On. THE HIDDEN MONEY. BUY THE NEXT HOUSE FOR CASH. BUY THE NEXT HOUSE WITH AMORTGAGE. Chapter 9: Sell and Move to a Senior Community or Second Home. CAN YOU PROCEEDS. Chapter 10: High Returns, Low Volatility. INVESTING TILL CHARACTERISTICS. HOME EQUITY CORRELATIONS. Chapter 11: Never Run Out of Money. ASIMPLE STRATEGY. INVEST EQUITY AND RENT. INVESTMENTS AND A SMALLER ALL CASH HOUSE. CONCLUSION. Index.
