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Full Description
Between 1888 and 1930, African Americans opened more than a hundred banks and thousands of other financial institutions. In Banking on Freedom, Shennette Garrett-Scott explores this rich period of black financial innovation and its transformative impact on U.S. capitalism through the story of the St. Luke Bank in Richmond, Virginia: the first and only bank run by black women.
Banking on Freedom offers an unparalleled account of how black women carved out economic, social, and political power in contexts shaped by sexism, white supremacy, and capitalist exploitation. Garrett-Scott chronicles both the bank's success and the challenges this success wrought, including extralegal violence and aggressive oversight from state actors who saw black economic autonomy as a threat to both democratic capitalism and the social order. The teller cage and boardroom became sites of activism and resistance as the leadership of president Maggie Lena Walker and other women board members kept the bank grounded in meeting the needs of working-class black women. The first book to center black women's engagement with the elite sectors of banking, finance, and insurance, Banking on Freedom reveals the ways gender, race, and class shaped the meanings of wealth and risk in U.S. capitalism and society.
Contents
Acknowledgments
Introduction
1. "I Am Yet Waitin": African American Women and Free Labor Banking Experiments in the Emancipation-Era South, 1860s-1900
2. "Who Is So Helpless as the Negro Woman?": The Independent Order of St. Luke and the Quest for Economic Security, 1856-1902
3. "Let Us Have a Bank": St. Luke Penny Savings Bank, Economic Activism, and State Regulation, 1903 to World War I
4. Rituals of Risk and Respectability: Gendered Economic Practices, Credit, and Debt to World War I
5. "A Good, Strong, Hustling Woman": Financing the New Negro in the New Era, 1920-1929
Epilogue
Appendix
Notes
Selected Bibliography
Index
