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Full Description
State of Rural Finance in India: An Assessment is the first volume of its kind, containing an examination of policy, operations, institutions, products, and impact of rural finance. The coverage relates to savings, credit, and insurance in the rural areas. The volume relies on data, links finance flows with actual results in terms of the number of customers, and looks at successes and failures. It deals with complex issues of whether finance was functional in supporting agriculture, off-farm activities, and remote areas. It also brings out the major issues that the Government and the Reserve Bank of India have to tackle with suitable policies and strategies to make financial sector adequately serve all those with a need for financial services. The analytical content comprises of trends over long periods of time, geographical coverage, financial services, institutional performance, and field-level feedback.
Contents
List of Abbreviations; Preface; 1.Introduction; 2.Trends in Rural Savings; 3.Rural Credit: An Overview; 4.Rural Credit: Geographical Distribution; 5.Rural Credit Flow: The Institutional Scenario; 6.Rural Credit: Subsectoral Analysis; 7.Rural Finance: Products; 8.Rural Credit: Nonfarm Sector; 9.Repayment Performance in Rural Credit; 10.Insurance and Risk Mitigation; 11.Study of Some Major Rural Finance Schemes and Themes; 12.NABARD: A Review of its Role;
13.Microfinance; 14.Policy Issues and Some Final Relections; Annexures; References
