基本説明
Offers practical guidance on the new Consumer Credit Act 2006. Practical examples illustrate the difficulties relating to the consumer credit and hire agreements currently in use.
Full Description
Inspired by the Consumer Credit Act 2006, this detailed work offers practical guidance on the legislation. The scope and impact of the regulation is undergoing fundamental change; for example, financial limits on regulation are being partially removed, the OFT are given the power to fine licensees, an Ombudsman scheme is being introduced and agreements can be reopened where the relationship arising is held to be unfair.
This book addresses topics of practical concern and examines the areas most relevant to practitioners drafting, securitising or seeking to defend claims under credit or hire agreements. In particular, the book focuses on the outstanding problems and issues arising from the application of the Consumer Credit Act.
In-depth commentary is provided by an expert author team who have appeared in many recent cases where enforceability of rights under credit and hire agreements has been in issue.
Contents
1. Scope of the Consumer Credit Act ; 2. Licensing ; 3. Quantifying Credit and the Charges for Credit ; 4. Advertising ; 5. Drafting Credit and Hire Agreements ; 6. Cancellation and Withdrawal ; 7. Linked Transactions ; 8. Statements and Notices ; 9. Early Settlement ; 10. Liability for Representations and Breaches of the Supplier ; 11. Default and Termination ; 12. Enforcement ; 13. Offences ; 14. Unfair Relationships ; 15. Commission Payments
