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Full Description
America is at a crossroads in its approach to work and retirement.
Many policymakers think it's logical--almost inevitable--that Americans will delay retirement and spend more years in the paid labor force. But it's an assumption that doesn't match the reality faced by a large and growing proportion of Americans. Though in many ways today's middle-aged adults are less financially prepared for retirement than today's retirees, precarious working conditions, family caregiving responsibilities, poor health, and age discrimination will make it difficult or impossible for many to work longer.
Overtime offers a current, revelatory corrective to our understanding of the future of the American workforce and aging. Experts across economics, sociology, psychology, political science, and epidemiology examine how increasing economic and social inequalities, coupled with changes across generations or birth cohorts, call for a rethinking of the working-longer policy framework. The contributors examine trends and inequalities in employment, health, family dynamics, and politics, helping to shed light on the challenges faced by traditionally marginalized social groups while showing that our society's responses to an aging workforce affect us all. Together, they argue that policies affecting work must be considered alongside policies affecting retirement and provide a path forward to achieve better retirement security for all Americans.
Drawing on the deep and varied expertise of its contributors, Overtime critically questions the conventional thinking of policy makers in this space to chart a more likely course for older Americans in the twenty-first century--one less reductive than simply "working longer."
Contents
Acknowledgments
Contributors
Introduction: Is Working Longer in Jeopardy?
Lisa Berkman and Beth C. Truesdale
Part I. Who Has a Job? Labor Trends from Commuting Zones to Countries
Chapter 1: When I'm 54: Working Longer Starts Younger than We Think
Beth C. Truesdale, Lisa Berkman, and Alexandra Mitukiewicz
Chapter 2: The Geography of Retirement
Courtney C. Coile
Chapter 3: The European Context: Declining Health but Rising Labor Force Participation among the Middle-Aged
Axel Börsch-Supan, Irene Ferrari, Giacomo Pasini and Luca Salerno
Chapter 4: Work and Retirement in the U.S. after the COVID-19 Pandemic Shock
Richard B. Freeman
Part II. What's the Fit? Workers and Their Abilities, Motivations, and Expectations
Chapter 5: The Link between Health and Working Longer: Disparities in Work Capacity
Ben Berger, Italo Lopez-Garcia, Nicole Maestas, and Kathleen Mullen
Chapter 6: The Psychology of Working Longer
Margaret E. Beier and Meghan K. Davenport
Chapter 7: Forecasting Employment of the Older Population
Michael D. Hurd and Susann Rohwedder
Part III. Lived Experience: The Role of Occupations, Employers, and Families
Chapter 8: Dying with Your Boots On: The Realities of Working Longer in Low-Wage Work
Mary Gatta and Jessica Horning
Chapter 9: Ad Hoc, Limited, and Reactive: How Firms Respond to an Aging Workforce
Peter Berg and Matthew Piszczek
Chapter 10: How Caregiving for Parents Reduces Women's Employment: Patterns Across Sociodemographic Groups
Sean Fahle and Kathleen McGarry
Part IV. Politics and Policy: Where Population Aging Meets Rising Inequality
Chapter 11: Working Longer in an Age of Rising Economic Inequality
Gary Burtless
Chapter 12: How Does Social Security Reform Indecision Affect Younger Cohorts?
John B. Shoven, Sita Nataraj Slavov, and John G. Watson
Chapter 13: The Biased Politics of "Working Longer"
Jacob S. Hacker and Paul Pierson
Conclusion: What Is the Way Forward?
Lisa Berkman, Beth C. Truesdale, and Alexandra Mitukiewicz
