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Do you have champagne tastes on a beer-and-pretzels budget? If you're young, educated, and owe more than you can possibly earn or save, Debt-Free by 30 offers a practical, step-by-step plan that helps you get out from under that staggering mountain of debt. Written by two 20-somethings who found their way back from the horrors of double-digit-debt, this authoritative guide reveals the secrets of debt-free living: -- The Seven Debtly Sins -- and how to avoid them at all costs-- Where Does all the Money Go? -- taking your financial inventory-- Think Twice Before Investing in Gold and Platinum -- conquering credit card addictions-- Internet sites that can save you lots of moneyPlus tips for-- Spending less-- Paying off student loans-- Keeping more of what you earn-- Saving on taxes, insurance, bank fees, and moreFeaturing financial IQ quizzes, savings aptitude tests, and daily diagrams and charts, Debt-Free by 30 will help put you back in control of your finances -- and your life.