Rethinking Financial Behaviour : Rationality and Resistance in the Financialization of Everyday Life (Rethinking Work, Ageing and Retirement)

Agunsoye, Ariane

Bristol University Press（2026/05発売）

• 製本 Paperback:紙装版/ペーパーバック版／ページ数 232 p.
• 言語 ENG
• 商品コード 9781529232264
• DDC分類 332.024

Full Description

Pension policy in the UK and US is designed on the assumption that people make informed financial decisions, consistently invest in pensions and manage diverse portfolios. Deviating from this is often deemed irresponsible and irrational. However, this assumption overlooks uncontrollable factors like caring duties, employment breaks or income limitations. Even when individuals act as expected, unpredictable market shifts can hinder long-term planning.

This book redefines deviations to "rational behaviour" as logical responses to a dysfunctional system. Challenging existing theoretical discussions and policy approaches, it proposes a fresh perspective on rationality when it comes to financial practices and policy.

Contents

Part 1: Everyday Financial Subjects

1. Introduction

2. Willing and Unwilling Subjects of Everyday Financialization

Part 2: Construction of the Everyday Asset Manager

3. Normalizing Asset Accumulation

4. Becoming an Everyday Asset Manager

Part 3: Being an Everyday Asset Manager

5. The Conduct of the Everyday Asset Manager

6. The Disciplining Effect of Asset Norms

Part 4: Variegated Financial Subjectivities in the UK

7. Coping with Constraints

8. Managing Contradictions and Constraints

9. Conclusion

Appendix A: Income Thresholds and Interviewee Profiles

Appendix B: Analysis and Approach to Data