Low-Income Homeownership : Examining the Unexamined Goal

Low-Income Homeownership : Examining the Unexamined Goal

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  • 製本 Hardcover:ハードカバー版/ページ数 495 p.
  • 言語 ENG
  • 商品コード 9780815706144
  • DDC分類 363.50973

基本説明

Copublished with the Joint Center for Housing Studies.

Full Description


A generation ago little attention was focused on low-income homeownership. Today homeownership rates among under-served groups, including low-income households and minorities, have risen to record levels. These groups are no longer at the margin of the housing market; they have benefited from more flexible underwriting standards and greater access to credit. However, there is still a racial/ethnic gap and the homeownership rates of minority and low-income households are still well below the national average. This volume gathers the observations of housing experts on low-income homeownership and its effects on households and communities. The book is divided into five chapters which focus on the following subjects: homeownership trends in the 1990s; overcoming borrower constraints; financial returns to low-income homeowners; low-income loan performance; and the socioeconomic impact of homeownership.